“零首付”购车或是陷阱 购车被套骗钱

中华诚商网

2018-07-22

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3月19日,北京昌平城区,一辆ofo单车被挂在树上。

Theinitiativecanbeatruly"gamechanging"proposalprovideditisabletofostertrustandconfidenceamongmemberstates.Theinitiativeshouldgobeyondbilateralprojecttransactionstopromoteregionalandmultilateralpolicyframeworksandsustainability.ItistruethattheinitiativewillgeneratemutualbenefitsforChinaanditspartners.However,theeconomic,socialandenvironmentalcostsandbenefitsvaryacrosscorridors,dependingontheterrain,stateofdevelopment,productivecapacitiesandtrafficflows.Researchhasshownthatinitiativecorridorswillentailhigherbenefitsifpartnercountrieslowercrossbordertransactioncostsandimporttariffs.Forinstancea30percentdeclineinbothofthesewouldgenerateeconomicgainsof1.8percentgrowthinGDPforChinaandanywherefrom5.3to16.9percentGDPforotherparticipatingmembercountries.Improvingthequalityofinfrastructureincountrieswithlessefficienttraderegimesandborderadministrationmayresultinonlylimitedexportgains.Ouranalysissuggeststhata1percentimprovementintradefacilitationprocedures,qualityoftransportinfrastructureandinformationandcommunicationtechnologywilldeliver1.5,0.7and1.4percentincreasesinexports,respectively.Gainsarehigherforcorridorswheretradeagreementsmayalreadyexist.Withnearlytwo-thirdsofinitiativecountriesfacingenergydeficits,theinitiativeneedstocomplementandsupplementthesubregionalenergyconnectivityinitiatives.Thereismuchscopetodeveloppowergrids,promotesmart,greenandintegratedpowerandgasmarkets,harnesscross-bordergasandoilpipelinesfromresourcerichCentralAsiatoSouthandEastAsia.DrawingontheinitiativesoftheStateGridCorporationofChinaandtheGlobalEnergyInterconnectionDevelopmentCooperationOrganizationtopromoteglobalenergyinterconnectionscanenhancetheregion"senergysecurityandadvancesustainableenergyaccess.ItisalsoevidentthatICThastobeanessentialfoundationfortheinitiativeasitcanharnesscrosssectoralsynergies.E-resilienceofICTcanbeenhancedthroughincreasingdiversifiedandredundantfiberopticcables,raisingbandwidth,developingnationalICTinfrastructure,andloweringfixed-broadbandpricesasapercentageofpercapitagrossnationalincome.Theseactionscanhelpdevelopuniformqualityofservicesbetweenendpointswhichwillfacilitatetrafficdelivery,ensurelowtransitcosts,andefficientInternettrafficmanagementusingInternetexchangepoints.Whilethesocialbenefitsofsomecorridorsarehigh,thereisneedtoadoptmoreinclusiveapproachestocopewithsocialrisks.Forexample,connectingtheinitiativetoremoteareaswithnewmulti-countrycorridorswouldenableruralindustrializationandhelpnarrowurban-ruralgaps.ItisthereforeimportantthatsynergiesandcomplementaritiesbetweentheobjectivesoftheinitiativeandtheSDGscanhelpcreateawin-winsolution,particularlyasregionalcooperationandintegrationwillfacilitaterealizationoftransboundarygoals.Theinitiativewithitsunprecedentedambitionandscaleentailsenormouscomplexitiesandchallenges;however,itoffersphenomenalopportunitiestoputAsiaonawell-balancedgrowthandsustainabledevelopmentpath.Theauthorisanunder-secretary-generaloftheUnitedNationsandtheexecutivesecretaryoftheEconomicandSocialCommissionforAsiaandthePacific.Currentlyonafour-nationtourofEurope,JapanesePrimeMinisterShinzoAbeisseekingthesupportofEuropeancountriesinhisbidtogettheSouthChinaSeadisputesontheagendafortheG7summit,tobeheldinItalyinMay.GiventhatneitherJapannoranyEuropeancountriesaredirectlyinvolvedinthemaritimedisputesintheSouthChinaSea,Abeisshowinghisdesiretomeddleintheissueforhisownends.ThisisnotthefirsttimethatAbehastriedtohijacktheG7agendaandsoughttointernationalizetheSouthChinaSeadisputestoservehisulteriorpoliticalpurposes.AbehasbeenrelentlesslypushingtogetJapandeeplyinvolvedintheSouthChinaSeadisputestojustifyhiscountry"sbiggermilitarypresenceintheinternationalarena.DaysbeforeAbeembarkedonhisEuropeantour,itwasreportedthatJapanwilldispatchtheIzumo-classhelicoptercarrier,itslargestwarship,totheSouthChinaSea.The249-metervesselisduetomakestopsinSingapore,Indonesia,thePhilippinesandSriLankabeforeparticipatinginajointnavalexercisewithIndianandUSnavalvesselsintheIndianOceaninJuly.ThiswillbeJapan"sbiggestshowofnavalforceintheregionsinceWorldWarII.Foracountrythathasneversincerelyowneduptoitsmilitaristpast,suchanopenandhigh-profiledisplayofforceisitselfalarming,withoutmentioningitsintendedpurposeofmeddlinginthesovereigntydisputestowhichitisnotaparty.Japan"sinterferencecomesatatimewhentheSouthChinaSeadisputeshaveshownclearsignsofabatingthankstotherecenteffortsofthepartiesdirectlyinvolved,andwhenChinaisnegotiatingaframeworkforacodeofconductwithSoutheastAsiancountries,whichwillpavethewayforbuildingpeaceandstabilityinthewaters.Abe"smeddlingintheissue,atthisimportantstage,laysbarehisintentionofplayinguptheissueandcreatingtroubleforChina.Andhewillnodoubtwanttokeephypinguptheissuetodistracttheattentionofthoseathomefromthelandscandalinwhichheandhiswifehavebecomeembroiled.YetwhileitmaysuitAbetoplayuptheSouthChinaSeaissue,heshouldbeawarethemorehedoes,themorepeopleintheregionwillnotdeemJapantobearesponsiblecountry,animageJapanhastoestablishinthefirstplaceifitwantstobetreatedasanormalcountry.RidersscanofobikesinXi"an,Shaanxiprovince.Thebike-hirestartupisexperimentingwithadepositwaiversystemforusersinShanghaiandmayextendtheservicetoothercitiesinthecountry.[Photo/ChinaDaily]INWHATISBELIEVEDTOBEthecountry"sfirstcourtcaseagainstacompanyofferingashared-bicycleservice,a31-year-oldBeijingcitizenissuingOfo,oneofthecountry"sleadingbike-sharingcompanies,asheclaimsthathewasinjuredduetoafaultybikeherentedtwomonthsago,GuangzhouDailycommentedonTuesday:TheplaintiffclaimsthatOfoisresponsibleforinsufficientmaintenance,asheallegesthebrakesonthebikehehiredwerefaulty.Heisclaiming20,000yuan($2,900)ascompensationtocoverhismedicaltreatment,mentaldistressandtransportationcosts.Heisnotthefirstridertosolicitcompensationfrombike-sharingoperatorsinthecountryonthegroundsthatthebikestheyusedwerenotwellmaintained.Albeitmostclaimants"requestswereansweredandproperlydealtwithbythecompaniesconcerned,aroutineapproachtosituationslikethisisstillmissing.Accidentsinvolvingsharingbikes,whichhavebecomeverypopularinlessthanayear,willinevitablyincreaseasmorepeopleusethem.Thatwarrantsatailoredaccountabilitymechanismwhenitcomestotherespectiveresponsibilitiesofbothusersandthebike-sharingserviceproviders.Thebusinessmodelofstation-lessbikesisdesignedtohelpurbancommuterstravelthe"lastmile"moreefficiently.Toprotectusers"legalinterests,ensuringtheirbikesareinsatisfactoryconditionistheleastthebikeproviderscando.Admittedly,bigplayerssuchasMobikeandOfoarecoveredbyinsuranceandtheypledgetocompensateridersforanyinjuriesincurredwhileusingthebikes.Compensationisalsoavailableforpeopleinjuredbythoseusingthebikes.Sucheffortsarepraiseworthy,butnotenough.Theyshouldbeinstitutionalizedandstreamlinedinthewayinsuranceiscompulsoryforallvehicles.Bike-sharingserviceproviders,too,needlegalprotectionbecausetheyareatriskofbeingblackmailedbyunscrupuloususerswillingtogotogreatlengthstobecompensated.ThelatesthandovercomesamidtensionsfollowingSeoul"sdecisiontoinstalltheUS"TerminalHighAltitudeAreaDefenseanti-missilesystem,whichBeijingisfirmlyopposedto,andshouldserveasawake-upcalltothenewROKgovernmentthatthehard-wonBeijing-Seoulpartnershipmustevolveonthebasisoflearningfrompastmistakesratherthanrepeatingthem.ChinaandtheROKestablisheddiplomaticrelationsin1992,buryingtheirpost-KoreanWar"confrontation"thatlastednearlyfourdecades.Sincethen,thetwocountrieshaveenjoyedmorethantwodecadesofreciprocalexchangesandinteractionsuntilWashingtonandSeouldecidedtodeploytheTHAADontheROKsoillastyear,escalatingtensionsinNortheastAsia.TheremainsoftheChinesePeople"sVolunteerArmyareareminderofthecrueltyoftheKoreanWar.Atotalofaround197,000Chinesesoldiers,whofoughtintheKoreanWaragainsttheUS-ledforces,sacrificedandmostofthemwereburiedontheKoreanPeninsula,accordingtoreports.Butthepost-warlosseshavegonebeyondcasualties.Thewarwreakedhavoconlocalresourcesandresidents,dividingtheKoreanPeninsulaintotwocountriesthatarevehementlyopposedtoeachother.Peaceinitiativeshaveachievedlimitedprogressafterthe1953armisticeforalackoftrust.ThedefensetreatysignedbyWashingtonandSeoulallowstheUnitedStatesmilitarytobestationedintheROK,pushingtheDemocraticPeople"sRepublicofKoreafurtherawayfromthenegotiationtable.ThatChinaandtheROKmanagedtoupgradetheirrelationstoasatisfactorylevelinjustovertwodecades,ontheotherhand,highlightstheimportanceofstability.Thetwocountriessignedafreetradeagreementtwoyearsago,andChinahasbecometheROK"slargesttradingpartnerandexportdestination.Bytheendoflastyear,ChineseinvestmentintheROKhadalmostdoubledfromfiveyearsago.Culturalandgrassrootsexchanges,too,increasedsignificantlyoverthepastfewyears.ThecomplementarynatureoftheChineseandROKeconomieshasnotonlybroughtbenefitstothetwopeoples,butalsocontributedtoregionalstability.Andthankstotheirrespectforeachother"ssecurityconcernsandadherencetonegotiationsinhandlingtheKoreanPeninsulaissue,BeijingandSeoulforgedastrategicpartnership.ButSeoulrelinquishedthestrategicbalanceapproach;itagreedtodeployTHAADattheriskofestrangingitselffromBeijing,evenprovokingawarinNortheastAsia.TheROKdecision-makers,betheyfromthetransitionalteamorthenewadministrationtobeelectedinMay,shouldnotethatsanctioningtheDPRKhasnotstoppeditfromdevelopingnuclearweapons.GiventhattheUSadministrationunderPresidentDonaldTrumpmaybepreparingtotakeharshermeasures,itisaratherriskymoveforSeoultoexpeditetheinstallationofTHAAD,whichmanyevenintheROKareagainst.Besides,resortingtotheUSanti-missilebatteryfor"self-defense"istechnicallyquestionable,andriskssabotagingthestrategicinterestsofChinaandRussia.ThatishardlywhattheROKwantsfromit.TheauthorisanassociateresearcherattheNortheastAsiaStudiesInstituteatJilinAcademyofSocialSciences.

从3月1日,活动开设20天来,已有928名读者回答了8033个问题,单条阅读量达10万+,总阅读量1.74亿……大数据背后是一个个鲜活的生命互动。议政也践行通过“老俞闲话”的平台,俞敏洪或吐露自己对于人生和社会的一些观感,或分享一些自己对生活的点滴感悟和心得,每篇都有数万的点击量。

”天坛医院门诊号源流向监测显示:改革前,专家门诊占门诊总量的49.52%;改革后(2015年)降至26.46%;慢病、常见病患者,对普通号的需求大幅上升,特别是医保患者,向普通门诊分流趋势明显,“专家号”紧张程度逐渐缓解。博鳌亚洲论坛定于3月23日至26日在博鳌举行,主题为“直面全球化与自由贸易的未来”。图为2017博鳌亚洲论坛会址。中国网记者董宁摄中国网3月22日博鳌讯(记者董宁杨楠)博鳌亚洲论坛定于3月23日至26日在博鳌举行,主题为“直面全球化与自由贸易的未来”,中国国务院副总理张高丽将于3月25日应邀出席在海南博鳌举行的博鳌亚洲论坛2017年年会开幕式并发表主旨演讲。

证券时报记者李明珠(领创智信)正式对外公布已于今年年初顺利完成B+轮融资,融资规模达5000万美元,投资机构包括元璟资本、金沙江创投、法拉龙资本、NorthstarCapital、ProvidentCapital、真格基金和阿尔法公社。

公司深耕泛亚太地区金融科技领域,致力于推动新兴市场加速实现普惠金融,目前合作伙伴和客户过百家,已实现全面盈利。

成立于2016年,通过搭建领先的大数据和人工智能处理分析应用平台为金融机构、电信运营商、互联网公司、互联网金融公司等诸多企业级客户提供信用评估、反欺诈、风险控制、e-KYC等金融领域核心服务,致力于打造成为安全、便捷、高效的一站式金融科技服务平台。

目前公司在中国、印尼和菲律宾等多个国家开展业务,并考虑在下半年将业务扩展到更多的海外市场。

公司拥有三大核心产品:AdvanceGuardian(领创卫士)、AdvanceConnect(领创智连)和InvestedAsia(慧投亚洲)。 AdvanceGuardian(领创卫士)为客户提供业内领先的、基于公有云模式的跨行业反欺诈解决方案,包括身份验证、OCR、人脸识别、设备反欺诈、多头检测和信用评级等。

凭借自主优化的机器学习模型和与行业巨头合作的领先经验,帮助客户应对和解决不明欺诈者带来的持续性风险问题。

在东南亚,Guardian产品的反欺诈和风控网络覆盖面已经达到亿级,其OCR和人脸识别技术在东南亚市场也已处于领先水平。

AdvanceConnect(领创智连)主要服务资金和资产的连接,为中国和东南亚互联网平台公司实现其流量在金融领域变现提供解决方案。 在中国,帮助国内领先的电商平台和O2O公司对接金融机构,为客户提供符合自身风控水平的信贷产品;在东南亚,帮助东南亚最大的互联网公司和最大的电商平台连接当地银行、消费金融公司,以及旗下跨境美元理财平台慧投亚洲(InvestedAsia),为当地用户带来更为灵活的普惠金融服务。 慧投亚洲(InvestedAsia)为旗下跨境美元理财平台,致力于为国内有投资需求的个人提供专业的海外资产配置服务。

慧投亚洲持有基金牌照,其所合作的资产端持有当地互金牌照,受金融管理局监管。 慧投亚洲精选东南亚优质信贷资产,辅以智能大数据风控,为投资人提供最大程度的资金安全保障并实现持续稳定的投资回报。 公司COO寿栋说:用AI赋能金融科技是我们的使命,这也是我们的名字的意义。 ADVANCE除了推进、发展、先进的意思之外,在金融领域还有预付的含义,意味着信用服务。

我们希望通过我们领先的技术,去深度赋能中国及东南亚的客户,去触达未被传统金融机构覆盖与服务的人群,为他们提供更便捷可靠的金融服务。

东南亚有6亿多人口,印尼、越南等国家的信用卡覆盖率不足3%,还有很多的机会。

我们希望通过业务拓展实现技术出海,人才出海,模式出海,打造跨区域AI+金融的创新科技服务平台。